Nearly 3 million Californians get their health insurance from small businesses employing under 50 employees. The number of people getting insurance from employers of small business have dropped dramatically in the last two years. In 2009 73% of small business offered health insurance benefits to their employees. In 2011 that number dropped down to 63% of small businesses offering health benefits to their employees. The 10% drop is attributed to the recession and the higher premiums.
This is about to get worse. It was recently announced that Aetna is looking at raising its premiums on small businesses an average of 10%-24% this coming July. Anthem is looking at an average increase of 13% and Blue Shield is looking at 6% increase. Of course, not all companies will see these rate increases. Depending on changing RAF's (Risk Adjustment Factors) some companies may see a smaller increase to no increase at all.
Now more than ever it is vital that small companies look into their insurance needs and find creative ways to keep their employees insured. We at Ansa Insurance Services specialize in preforming market surveys for companies to find out if the cost of their insurance is a good value for them. What is a value to one company may not be a value to another. Value is more than just dollars. Value is what you get compared to what you put in (or pay). If you would like a market survey done for your business or know someone that would like on, please contact Lisa Boyajian or Angela Gambino at (714)680-5900. You can also find us on the web at www.ansainsuranceservices.com .
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