It is that time again to talk Medicare Advantage. October 15th through December 7th is the open enrollment period for Medicare Advantage Plans. If you are Medicare eligible (or know someone that is) this is your opportunity to find out more. In Orange and Los Angeles Counties most Medicare Advantage Plans have a $0 premium and include $0 office visits and many more additional benefits at no cost or a very low cost. Medicare Advantage Plans are not for everyone. If you reside in multiple locations or want freedom to chose any Medicare Accepting physician than you will probably wish to stay on a standard Medicare Supplement. The only way to find out for sure is to schedule an appointment with an authorized agent to go over your situation. Of course Ansa Insurance Services is authorized to offer Medicare Supplemental and Advantage plans.
If you receive your health insurance through a group plan and your renewal is this January you should have or should very soon, be receiving your SBC's. SBC stands for Summary of Benefits and Coverage. It is a new standardized way to look at available plans. Your employer should be making the SBC's available to you and your dependants. If you are the employer, be sure to get those out. If you have an individual plan you should be receiving them soon. I do know for a fact that Kaiser sent out their individual SBC's already.
If you have questions about SBC's or Medicare please contact us at (714)680-5900 or email me at angela@ansainsuranceservices.com . You can also get more information about us on the web at www.ansainsuranceservices.com .
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