Tuesday, May 29, 2012

The State of California's Health Care

So much can be said about the state of California's health care system.  For better or worse it is a giant beast ripe with it's own set of rules and regulations unlike anywhere else in this country or any other country for that matter.  On May 15th Governor Jerry Brown had to cut $2.5 billion to health care programs in California.  These cuts cover most sectors of the health care system.  It is part of the ever growing problem with our system.  We expect the state and insurance companies to cover more and more each year, while at the same time we cry because cost keep going up. We have made the system so complicated that there is no easy way out.  July 1st two new mandates will become effective hear in California.  The first being mandatory maternity benefits for all individual plans and the second being Autism Behavioral Therapy benefits.  Every time a new mandate goes into place you can expect an overall increase on every one's insurance premiums of 3% to 5%.   It may not sound like much, but because we add new mandates every year, it has taxed our system.

We will try and keep you updated on the other changes coming (whether they are Federal or State imposed changes).  So keep an eye out for those posts.  If in the mean time you have any specific questions regarding health insurance or life insurance please contact us at www.ansainsuranceservices.com or at (714)680-5900.

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