Last week both Cigna and Aetna announced that they are expanding their ACO network. ACO's are Accountable Care Organizations. Essentially they are little networks set up in larger networks. Think of them as your local public school. You belong to a larger school group called your school district and it belongs to a larger group either from your county and/or state. But what matters to the individual is which school they are going to. Their first choice is the local neighborhood school. But some people chose to move to another school still within the district. ACO's are the same. You belong to a carrier and in that carrier there are networks of Preferred Providers. If you stay within the preferred provider network you pay less than if you go outside that network. Now we are seeing even smaller groups forming from these preferred provider networks - they are the ACO's.
Be on the lookout for more of these smaller networks coming to your plan. If you would like to get more information on these plans or any other health or life insurance plans please call us at (714)680-5900 or email us at info@ansainsuranceservices.com . You can always find us on the web at www.ansainsuranceservices.com .
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