Washington Post - Part 4

As you have read in our past three posts, the Washington Post on August 10, 2012 published an article on the five factors that may lead to increased premiums due to the passage of the healthcare law.  The fourth factor they wrote about is that insurers must offer an "essential health benefits" package.  The essential benefits provide coverage in ten areas.  These ten areas are:

1)ambulatory patient services 2)emergency services; hospitalization 3)maternity and newborn care 4)mental health and substance use disorder services, including behavioral health treatment 5)prescription drugs 6)rehabilitative and habilitative services and devices 7)laboratory services 8)preventive and wellness services and chronic disease management9)and pediatric services, including oral and 10)vision care.

They are great benefits, but are more than what most individuals and groups purchase and as we all know, the more you get the more you pay.  If you would like to find out more about these plans or current plans you can call us at (714)680-5900 or find us on the web at www.ansainsuranceservices.com .