In a survey done by eHealth on small groups that provide health insurance, affordability in the most important factor in health plans. When surveyed, employers were asked to rate the top two most important factors in picking a plan. Ninety five percent of employers listed affordability as the number one factor. To clarify there is no other concern as important to employers as the cost of the plans! The other factors ranked were richness of benefits with 68% reporting, access to physicians receiving 25%, reputation of carrier 6% and HSA's and "other" receiving the last 10%.
In addition to the above, 74% of employers were willing to consider other strategies to save on costs. As it is now 59% of employers contribute over $300 a month to each employee's health plan. It is easy to see why employers are struggling with what their options are. It is important for employers to spend some extra time figuring out what is out there, what it costs and what can they change to save on the overall premiums.
These are complicated times with complicated solutions. If you would like to receive a complimentary market comparison on your health plan, please contact Angela Gambino at (714)680-5900 or you can find us at www.ansainsuranceservices.com . We specialize in bridging the gap between what is needed and what is affordable. Value is are target. One plan may be of great value to one group, and of no value to another. We believe that through communication and research we can find the best value for your dollar.
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